What does Medicare Part C cover?
Part C (is also known as Medicare Advantage) Private health insurance companies offer these plans. When you join a Medicare Advantage plan, you still have Medicare. The difference is the plan covers and pays for your services instead of Original Medicare. These plans must provide the same coverage as Original Medicare (so you’re not missing out on anything). They can also offer extra benefits.
Do I need to buy a private insurance plan?
It is a program offered by private insurance companies that contract with Medicare to provide all of the benefits of Medicare Parts A and B, as well as additional benefits, such as prescription drug coverage, dental care, vision care, and hearing care. In essence, Medicare Advantage plans replace Original Medicare (Parts A and B) with a private insurance plan. The plans are required to cover at least the same benefits as Original Medicare, but they may also offer additional benefits, such as wellness programs and transportation services. Medicare Advantage plans also typically have networks of providers, and beneficiaries may be required to see providers within the network to receive the full benefit of the plan.
